If you have a furry friend, you’ll probably do anything for them — including spending money on treats and a furry bed, aside from their necessary food and veterinary bills.
If so, you are not alone. a study It is estimated that cat and dog owners spend an average of over $900 and $1,400 per year on their pets, respectively.
It breaks our hearts to see people making a penny per dollar on pet expenses. So, below, we’re sharing our favorite credit cards and strategies for earning rewards points when buying pets.
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Best Credit Cards for Pet Expenses
Credit Cards to Earn Rewards Points at the Supermarket
if you have a Credit Cards to Earn Rewards Points at the Supermarketpicture American Express® Gold Card, your best bet is to pick up essentials like food and snacks where you buy your groceries.If you have a card with a rotating class like Chasing Freedom Flex℠you may be able to get basic supplies for your pet from most quarterly reward category stores such as supermarkets, amazon or Target.
But a lot of pet consumption does not belong to the category of card earning bonus, so you need to use a card with stable income fixed rate of return For other things like vet bills, boarding and grooming.
Capital One Risk Rewards Credit Card
Welcome bonus: Earn 75,000 bonus miles after you spend $4,000 in purchases within the first 3 months of account opening. TPG value This bonus is $1,388.
annual fee: $95.
Why we love it: With this card you will earn unlimited 2 miles Per dollar per purchase.the capital mile is easy to redeem, because you can use your miles to purchase travel with your card. That way, when you use this card to pay for your pet’s annual vaccinations and earn double miles on your purchases, you’re already working towards your next trip.
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For more details, check out our A full review of the Risk Reward Card.
Apply here: Capital One Risk Rewards Credit Card
Chase Freedom Unlimited®
Welcome bonus: Earn an extra 1.5% on all purchases you spend up to $20,000 in your first year.
annual fee: $0.
Why we love it: Earn 5 points with Freedom Unlimited chase travel3 cents per dollar to eat and drugstore purchases, and 1.5 points per dollar on all other purchases.
This income structure alone makes it better than a card that only earns 1 point per dollar on pet purchases, but if you also have Chase Sapphire Preferred® Card or Chase Sapphire Reserve®. If you do this, you can transfer your points to that account and redeem them for a full range of Chase’s travel companion.
For more details, check out our Free Unlimited full review.
Apply here: Chase Freedom Unlimited®
Citi® Double Cash Card
Welcome bonus: not any.
annual fee: $0.
Why we love it: Double Cash Earn 2% Cash back All purchases (1% when you buy, 1% when you pay), so you’ll get great cash back on all your pet spending without having to worry about where you shop.
For more details, check out our Citi Double Cash Full Review.
Apply here: Citi® Double Cash Card
Other Ways to Save on Pet Costs
Merchant Offers
Chase and American Express often have Merchant Offers Help you save on the cost of buying a pet. Just be sure to regularly check the offers on all your cards and add any you think you might use. Then, use the card with the offer to shop where the cash back is available before the offer expires.
We recommend keeping a note on your phone to keep track of which offers are on which cards so you can easily refer to them when you’re ready to make a purchase.
gift card
If your credit card is accepted by grocery store or Office Supplies Stores to see gift cards available in stores near you.
You can buy gift cards for pet stores or similar Target or amazonuse them to shop for pet essentials and earn rewards points on those purchases.
shopping portal
always check your favorite shopping portal For stores where you can buy pet supplies, you can earn more points on your purchases.
the bottom line
Whether you’re boarding a pet while on vacation or just stocking up on essentials, make sure you’re using one of the best credit cards for pet payments. Our favorite strategy will ensure you’re scoring the most points on all the things that allow your four-legged friend to live his best life.
